Our real estate lending team can help you reach your mortgage and financial goals. Whether you are purchasing a home, refinancing your current home or looking for funds to complete a home renovation or build a new home are here to help.
- 30, 25, 20 & 15 year fixed rate loans or adjustable rate mortgage (ARM) loans.
- VA/FHA/IA Finance Authority
- Loans in 30 and 15 year terms. Typically these are lower cost with little to no down payment compared to conventional loans.
- USDA/Rural Development
- Loans for properties in rural areas. More borrowers qualify with expanded guidelines for calculating debt ratios. 100% financing available.
- Fixed rate mortgages
- Adjustable rate mortgages
- Cash out refinance options
- Student loan refinance options
Home Equity Loans
Our Home Equity loan or line of credit can give you the flexibility to make renovations to your home, take a vacation and so much more!
Closed-end Home Equity loans:
- One-time disbursement of funds
- Amortized monthly payments
- Balance paid in full at maturity
Home Equity Line of Credit (HELOC):
- Multiple disbursement options
- Payment based on program type
- Remaining balance due at maturity
If you’re looking to build your dream home from the ground up, home construction loans could pave the way.
- 12 month interest only financing option
- Pre-qualification for permanent financing