Online Banking
Savings
Savings
Plan ahead for your financial future with a personal savings account from Green Belt Bank & Trust. These accounts help you set aside money for you or your family’s future. Browse through the following account types to select which one provides you and your loved ones with the most security for the future.
| Features | Min. Balance | Fees | Earns Interest | ||
|---|---|---|---|---|---|
| Regular Savings |
Our most popular savings account
$100 to open
Quarterly statements
|
$100 average daily balance per calendar quarter (waived for students through age 23) | $3.00 per quarterly cycle if average daily balance not maintained ($1.00 debit item fee in excess of 15 per quarterly cycle)* | Yes, paid quarterly | Apply for account |
| Pay Yourself First Savings |
Set a goal and start saving for your dreams
Quarterly statements
|
$25 to open, then monthly transfers of at least $25 from your checking account | $10 for each withdraw in excess of three per quarterly cycle* | Yes, on a tiered basis. Paid quarterly | Apply for account |
| Kids' Club Savings |
Help your children learn the benefits of a savings program
Members enjoy special events & activities
Under the age of 13 years old
Quarterly statements
|
None | None | Yes, paid quarterly | Apply for account |
| Christmas Club Savings |
Plan ahead for your holiday shopping needs
Contributions can be made by payroll deduction
|
None | None | Yes, paid in early November | Apply for account |
| Back to School Club Savings |
Plan ahead for your back to school shopping needs
Contributions can be made by payroll deduction
|
None | None | Yes, paid in early July | APPLY FOR ACCOUNT |
|
Health Savings
Accounts (HSA)
|
Pay for qualified medical expenses with pre-tax dollars
Interest earned on HSA account is tax deferred and tax-free if used for qualified medical expenses
|
None | None | Yes, higher rate offered with electronic statements | Apply for account |
| Certificates of Deposit (CD) | Choose the term that meets your needs and start earning today |
$500 for CD Term of 12 months and longer
$1,000 for CD Term of less than 12 months
|
None |
Yes, Compounded Annually
Paid out per customer's request
|
Apply for account |
| Individual Retirement Accounts (IRA) |
It is never too early or too late to start saving for your retirement.
A savings program tailored to meet your retirement goals.
Annual statements
|
As low as $25 to open | None | Yes | Apply for account |
| First Time Home Buyer Savings |
Start saving for a home for you or a loved one
Interest earned is not taxable on the State of Iowa returns.
May exclude yearly deposit amounts from their Iowa Adjusted gross income, subject to limits.
|
None | $3.00 per quarterly cycle if $100 average daily balance not maintained* | Yes, paid quarterly | Apply for account |
*plus sales tax
All accounts include free Online Banking.
Click here for our current deposit rates. Contact us with any additional questions.